Call Us Today! (216) 334-8237
ARE YOU TIRED OF GETTING DENIED?
CLICK BELOW TO SCHEDULE AN APPOINTMENT WITH ONE OF OUR TRAINED A-Z REPRESENTATION
The following items can be removed from your credit report.
You need good credit to finance your own home, in a good area of town, big enough for your family and future family. The nicer the house, the more money it will cost, the better your credit will need to be.
You need good credit to get approved for financing on a car. Good credit will guarantee your approval, and ensure your interest rate (car payment) is as low as possible. Can you imagine walking into a dealership, test driving a car you actually like, getting approved for the financing you can afford, and driving off the lot with your new car the same day?
A good credit score shows that you can be trusted to re-pay your debts. Higher credit scores correlate to higher credit limits.Banks give higher credit limits of 10k+when you have good credit, versus small baby limits like $500 when you have bad credit.
Did you know that car insurance companies, AND homeowners insurance companies take your SSN and run your credit when determining how much your insurance rates will be? Yes, they do that and usually don't tell you! It's in the fine print. The higher your credit score, the LESS your insurance will cost you.
Good credit allows you to finance things and make payments later, so that you do not have to come out of pocket all at once. This gives you flexibility of being able to buy what you need for your family, at the exact moment you need it and pay for it later.
When you first start a business, for the first several years you will have to pay cash for everything, or you can finance things if you have good credit. You will need money for inventory and to hire people. Because your business is still so new, banks will require you to PG any credit cards, lines of credit and loans. Meaning they will run your personal credit, and make a determination based off of YOUR credit score regarding approval and interest rates. The higher your credit score, the better chances you have to get approvals and better interest rates.
PHASE ONE (1-2 months)
We will go over your goals with you. We will give you a realistic timeline to achieve your goals. Within 2 business days, we will start working on your behalf. This phase we are focused on removing any negative, inaccurate, or outdated items. We wait about 30 days for the credit bureaus to respond. We then evaluate if you are ready to move to phase two.
PHASE TWO (2-3 months)
Your credit is looking better; we will contact you to see if your goals have changed. This phase, we will work on a strategy to add positive credit, increase credit lines, and correct any payment history errors. Every 30 days we will evaluate if you are ready to move on to phase three.
PHASE THREE (2-3 months)
Our favorite phase is when we give you the green light to apply for that mortgage loan, car loan, credit cards, or business credit. If there are areas you still need to work on, let us know we will help until you have reached your goals!!!
Add a description about this category
Add a description about this item
Add a description about this item
Add a description about this item
Add a description about this item
Add a description about this category
Add a description about this item
Add a description about this item
Add a description about this category
Add a description about this item
Add a description about this item
Add a description about this item
Add a description about this item
Add a description about this item
Add a footnote if this applies to your business
For existing clients you have access to your own personal client portal to track the status of your credit repair status and other credit resources.
A-Z Financial Consulting Service will need you to sign you up for our Credit Monitoring service IdentityIQ.
IdentityIQ charges $21.99 monthly.
Send to your A-Z Rep or
email to @ahardnic.me
your username & password
Existing clients have access all 3 of their credit reports and scores from Equifax, TransUnion, and Experian. Have benefits such as fraud alerts, lost wallet assistance, ID theft coverage, credit tracking, and savers clubs, and much more...
Build Credit and Earn Interest all in one.
By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history and earn interest on the back in.
Payment History is 35% of your Credit Score.
If you pay rent and want to report adding to your payment history.
Click this link to get started.
Unlock information about your business credit by sign up with Nav for FREE!
Need capital (Money) for your Business.
Click the Link to see if you can get approved.
Click this Link to gain more access to credit building links to help you gain access to more!!!
A-Z Financial Consulting Service
4320 Mayfield Road Suite 101, Cleveland, Ohio 44121